Joe Calvetti, Author at Still River Financial Planning

The Mouse Moral – Why Comprehensive Planning is Important

I was recently reading this book with my son. It’s a story about seven blind mice who go off one at a time to investigate a strange new object near

How to Know if You’re Having the Right Amount of Tax Withheld

Have you ever received a big refund or had a big amount due when it came time to file your taxes? Chances are, you could have changed your withholdings during

Self-Employed Retirement Savings Options

One of the most difficult aspects of being self-employed is not being able to rely on employer provided benefits. This means that with no 401(k) or 403(b) plan at your

How The Gift Tax Works

When you give gifts to anyone other than a spouse, gift tax rules may apply. But this rarely results in needing to pay any taxes. Here’s what is required by

How Traditional Financial Planning Has Failed Young Families

Financial planning has historically been almost inaccessible to young families. And this primarily comes down to the way financial planners have charged for their services. How it has worked in

Why You Need Life and Long Term Disability Insurance

If you have someone depending on your income, life and long term disability insurance are a must. Long Term Disability Insurance If you don’t already have long term disability insurance

5 Reasons Young Families Need a Financial Plan

As a young family, you probably know that it would be beneficial to get your finances in order and plan for the future, but life often gets in the way.

Roth vs. Traditional 401(k): How to Choose

Many companies now offer the choice between making Roth 401(k) contributions or traditional 401(k) contributions (or both!). Before we get into how to decide the best approach for you, let’s

When It Comes To Investing, Focus On What You Can Control

Deciding what to invest your money in can be a confusing process. There are thousands of stocks, bonds, and mutual funds to choose from. So it’s important to focus your

What is Fee-Only?

There are several ways financial planners can be compensated, which can make things confusing. We work with clients on a fee-only basis, so I thought I’d share a bit more

Author: Joe Calvetti

The Mouse Moral – Why Comprehensive Planning is Important

How to Know if You’re Having the Right Amount of Tax Withheld

Self-Employed Retirement Savings Options

How The Gift Tax Works

How Traditional Financial Planning Has Failed Young Families

Why You Need Life and Long Term Disability Insurance

5 Reasons Young Families Need a Financial Plan

Roth vs. Traditional 401(k): How to Choose

When It Comes To Investing, Focus On What You Can Control

What is Fee-Only?

Joe Calvetti, CPA, CFP®

[email protected]
Ayer, MA 01432

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Joe Calvetti, CPA, CFP®

[email protected] Ayer, MA 01432

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[email protected]
Ayer, MA 01432